Our Story
About Us
19 years of dedicated service helping over 200,000 clients take control of their financial futures.
Our Mission
Every American deserves an accurate credit report. The reality is that credit bureaus process billions of data points every month, and errors are far more common than most people realize. Studies have shown that one in five consumers has an error on at least one of their credit reports that could affect their score. These errors cost families thousands of dollars in higher interest rates, denied applications, and lost opportunities.
We founded this company because we believe consumers should not have to accept inaccurate information on their credit reports. For over 19 years, our team of specialists has worked directly with creditors and all three credit bureaus to identify and challenge items that are inaccurate, unfair, or unverifiable. The result is a track record of over 200,000 clients served and millions of negative items successfully removed.
Our approach is different from other credit repair companies. We do not rely on generic template letters or automated systems that blast the same disputes to every bureau. Every client receives a dedicated specialist who personally reviews their credit reports, identifies specific inaccuracies, and crafts individualized dispute strategies. This personalized approach takes more time and effort, but it produces significantly better results.
What drives us
Our Core Values
Accuracy First
Every dispute we file is grounded in documented inaccuracies. We never use template disputes or shotgun approaches. Each case is individually researched and crafted.
Transparency Always
You will always know exactly what we are working on, what stage your disputes are in, and what results we have achieved. No hidden fees, no surprise charges, no vague promises.
Client Advocacy
We work for you, not the credit bureaus or creditors. Our specialists advocate aggressively on your behalf while maintaining the professionalism that gets results.
Education Empowerment
Beyond dispute work, we educate every client on credit management best practices so you can maintain and build on the improvements long after our engagement ends.
The people behind the results
Our Leadership Team
Michael Harrison
Founder & CEO
Michael founded the company in 2007 after witnessing the devastating impact that inaccurate credit reporting had on hardworking families during the housing crisis. With a background in consumer finance and regulatory compliance, he built a team dedicated to fighting for accuracy in credit reporting.
Sarah Chen
Director of Credit Services
Sarah leads our team of credit repair specialists with over 15 years of experience in the industry. She developed our proprietary dispute process that has helped remove millions of inaccurate items from client credit reports.
David Martinez
Head of Client Success
David ensures every client receives personalized attention from enrollment through completion. His team maintains the communication cadence and progress updates that have earned us a 4.8-star rating from thousands of verified reviews.
Rebecca Foster
Compliance Officer
Rebecca oversees all regulatory compliance including CROA, FCRA, and state-level credit repair organization requirements. Her expertise ensures our practices remain transparent, ethical, and fully compliant with all applicable laws.
19 years of growth
Our Journey
Founded with a mission to help consumers fight inaccurate credit reporting
Surpassed 10,000 clients served and expanded to a nationwide operation
Launched our proprietary online client portal for real-time progress tracking
Reached 100,000 clients helped and introduced our 90-day money-back guarantee
Expanded our team to over 50 dedicated credit repair specialists
Surpassed 200,000 clients served with a consistent 4.8-star review rating